Wednesday, December 23, 2009

Swot For Beauty Salons

CHRISTMAS


We wish you all, heart, happy holidays, both our thousands of readers and those who have contributed in one way or another in our project. THANKS



World Safe

Friday, December 11, 2009

Welcome Speech Function

Electronic Invoice Electronic Invoicing and VAT Change 16% Prospects 2010

According to new tax rules that take effect next year that will impact electronic billing applications must contemplate the adjustment in the charges of the invoices completed by 31 December 2009.
And that is not paid within 15 days of the date of issue because the amount to be atomaticamente companies must adjust the VAT to 16% on all invoices that are not settled in this period .
This will mean that notes are reaicen Credit charge as the case to be reported in the monthly report should proporcionars the SAT.
For more information on electronic billing see:
www.facturasat.com
Mario Pérez Villeda Rights Reserved e-mail: mperez@facturasat.com

Thursday, December 10, 2009

Cake In The Shape Of A Bike

al-Qaeda in the Sahel

Jihadist terrorism is the worst of the current threats to Western societies and in the case of Europe, a subsidiary of the al-Qaeda in the Maghreb, calling itself "al-Qaeda in the Sahel", is the largest group of concern, especially because it is suspected that many of their activists are recruited in Spain, al-Andalus for Islamists, remembering a past that they want returns, some of them no matter how it is achieved.

Why is the Sahel?


Read more

Thursday, December 3, 2009

Shoulder Pain And Dry Skin

Police Psychology, a new member of the Red SAFE SAFE WORLD NETWORK WORLD


Fernando Perez Fred, great psychologist who specializes in attention to security professionals and clinical psychology, editor of Police Psychology blog, which of course we recommend, it becomes another member of our network as SAFE WORLD webmaster have done more, in our joint effort to share knowledge on security.


From this point, you have a direct link to our Web portal SAFE NETWORK WORLD, as we did with LIVECOP and soon to other areas also have asked that we include them as members of the Network


We are developing the package of benefits for those who agree to become members of the network or who simply prefer to associate (obviously privileges will not be the same.) But for now, the important thing is that our network grows. You know, this is not to compete but to share.

World Safe

Why Does My Lg Lcd Tv Look Grainy

Bulletin December 2009

We have already published the newsletter of our Group WORLD SAFE Security Studies, which will soon be constituted Research Society, fully registered.

I refer also to the environment "magazines and journals" of Agrupació Sectoral Private Seguretat Catalunya "Workers' Commissions, prepared by the union section of Securitas in Barcelona, \u200b\u200bblog that I recommend so you can read not only our newsletter but also other security books and magazines.

Go
newsletter


World Safe

Friday, November 27, 2009

How Does Hinge Works?

Risks and threats of the twenty-first century: Part II. FACTORS TO BE CONSIDERED IN THE fight against terrorism

I publish
the second part of "Risks and threats of the century". On this occasion, a collection of articles, with updated information and news collected long ago by the spaces of the CEC-Argentina, LIVECOP, Cops Without Borders and the virtual SAFE WORLD Magazine.

course, are reprehensible views but alert, in any case my u serious threats such as lack of coherence in combating terrorism, the emergence of new ways to hide drugs and, therefore, that drug trafficking continue to fund activities such as terrorism, rising food prices and what it means for global stability or the ever complicated situation in the Middle East.

Go to article

World Safe

Saturday, October 31, 2009

Non Comedogenic Drugstore Foundation



By Mario Perez Villeda
Contact:
cfd@facturasat.com
www.facturasat.com
Under the new tax package down new changes in the model of electronic invoicing defined by the SAT as digital invoices. changes have an impact on the Federal Tax Code in Article 29 A. where in addition to obligations generate penalties for not enforcing these rules.
The outlook for the use of electronic billing invoices defines an amount greater than $ 2,000.00 pesos shall be conducted through electronic billing.
tienenden Paper invoices disappear and your request will be more expensive. Where taxpayers are the only ones able to make the order of pages that will only be valid for 2 years. The taxpayer must generate a report to the SAT on a quarterly basis advising of the pages used. It will add a hologram with information on the taxpayer.
Regarding the electronic bill the taxpayers will be penalized if you have time and a monthly report.
Third parties who provide electronic invoicing services and tax information will violate the sanctions with 3 to 6 years in prison.
The traditional approach to electronic billing is very accommodating to change models used in other countries such as Guatemala, Brazil, Chile and Argentina. Indicating that before generating the invoice this should be sent to the SAT so that you apply the foil, seal and they make digital storage.
is intended that by 2011 all companies are doing electronic billing.
traditional schemes that operate today:
continue to be used where companies now offer the service by outsourcing scheme or lease of applications outside of the generating companies if these are not certified by The SAT will be out.
If you need more information contact:
www.facturasat.com

Sunday, October 11, 2009

Ghost Rider Paint Schemes

The truth about climate change risks and threats


Climate change threatens to be the global security problem more serious and complex that we face in this century. The governments worldwide have not yet faced the full extent and expected the same thing happening at the International Conference on Climate Change in Copenhagen next December.

Know what is really happening and what will be the devastating effects of environmental degradation in the coming decades, security at the rate of contamination when we go. Read more



World Safe

Tuesday, October 6, 2009

Decorations With Petals

twenty-first century: first part. SPAIN AND THE NEXT ARMED CONFLICT

began publication
a series of articles that have sent some of our partners, starting with the excellent work of Captain David Rubio. In his words:

When a nation at peace reflects from the point of view of safeguarding the risks, threats and conflicts that may confront in the medium and long term, inevitably must rely on detailed analysis of your environment to, from data and information valuable and / or valued, go to use the always subjective foresight in carrying out future scenarios. And this is never easy. As Donald Kagan said "there's always another option besides the ones you've imagined."

I refer to the document which I hope you enjoy as we have done with their reading and once you have published all the works of this series will gather to form a dossier so that you have access to all this effort the friends, associates and partners in our network we have conducted virtual.

Go to article

World Safe

Monday, October 5, 2009

Handsfree Mastorbator

Democracies threatened




This opinion column, sent by the CEC (Centro de Estudios Continental Security and Justice-America), is framed in the words of its author and member of our network of collaborators, Dr. Adrian Don, in respect of long and framed by the spirit of July 29, when Argentina decided to institute for the celebration of "human values" since the enactment of Law 25787/2003.


Democracies Endangered "in the trilogy that includes" Elections and Power "and" Democracy? "articles both from the same author.


Read more


World Safe

Colors Of Flem- When To Go Tothe Doctor

What country leads Europe to leave the economic crisis? Democracies










According to many analysts, the economic depression that we live in these years, intensified in 2009, see light at the end of the tunnel from next year. Others, however, say it will be exactly 2010, the beginning of true crisis and so far we have barely seen anything of what lies ahead. But what European nation is better equipped to lead Europe in such stormy moments? Read more



World Safe

Monday, September 28, 2009

Lesbian Orgy Raylene Richards

Electronic Billing Electronic Billing Electronic Billing in Argentina

By Mario Perez Villeda
Web
site:
www.facturasat.com
Cellular Phone in Mexico: 55-3306-5264
Mail:
cfd@facturasat.com
The model of electronic invoicing in Argentina is not a scheme optional, this is oriented to the obligation of certain sectors and minimum levels billing which includes:
Invoice Credit Note
Notes
Cargo Receipts
covers documents A and B depending on the amounts they do not consider the export invoices. However, the model of electronic billing is not defined to assist companies in their draft Business to Business
(B to B) or
  • Business to Consumer (B to C) because it focuses
  • more likely to have direct connection with the AFIB to request approval of these documents are valid for up to 10 days to be used.
3 alternatives are available for this process that includes small and large companies where they can directly bill uan in AFIB website, through a communication Batch or Web Services.
To make a profit on the entire supply chain is indispesable make a draft-based Electronic Commerce Business to Business scheme.
If you require more information on electronic invoicing in the world ask us:
www.facturasat.com / contact.htm
Mario Pérez Villeda Rights Reserved e-mail: mperez@facturasat.com

Thursday, September 24, 2009

Cough Mixer For 5 Months Baby














Second part of the great trilogy that we send our partner Adriana Don from Argentina, this time made a comparison between the current "democratic" regimes and the risks they face as well as others who claim to be democracies that offer no guarantees of that. Read more



World Safe

Wednesday, September 16, 2009

What Chlothes Do Rappers Wear?

GAR: more than thirty years against terrorism and power




The Civil Guard has several special units in the fight antiterrorisa but the oldest and the most hard has faced ETA is the Rapid Action Group, better known by its acronym: GAR.

tribute to one of the best police units and military elite of Europe (the fact that the English Guardia Civil a security of a military nature allows specialized units to move in police and military fields, such as international missions .) Read more




Sunday, September 6, 2009

Howto Build Beach Buggy

Elections Cyberterrorism



















I posted the first part of a trilogy of articles from our partner and friend, Adriana Maria Don, president of CEC (Center Continental Studies on Safety and Justice) of Argentina. You will note that was written before the Argentine elections, but the author compares the political situation in Argentina with Mexico, resulting in his insight and analysis very interesting and also worrying for democratic stability in Latin America. Read more

Safe

Thursday, September 3, 2009

Aldi Electric Dentitex Toothbrush Heads















Since 2007, European Union
effectively fights the threat cyberterrorism creating your own web page serving the network watchdog, holding off on all the pages from jihadi attacks or seek to attract followers. The procedure is to search the Internet for these web sites and eliminate access servers that support them.


Know what state is the struggle against cyber-terrorism today because the threat level has been reached.


Read more

World Safe

Saturday, August 22, 2009

Scooter For 4 Year Old

Spain, engulfed in flames


MicrosoftInternetExplorer4
another year, Spain burns. In other European countries, the summers are equally catastrophic, as Greece. Firefighters and Military Unit Emergency not cope., Including communications have been affected, as has happened with the high speed train Madrid-Barcelona, \u200b\u200blooking almost 4,000 people forced to travel by bus rebuilding their agendas as many commitments were not fulfilled by having to delay them (not the same travel 300 kilometers per hour than a hundred).

So far this year have been killed and six firefighters and seven residents of different localities in Spain, burning 76,400 acres , compared to 40,000 last year. What's happening? How is it possible that an advanced country such as Spain suffer from this environmental catastrophe, year after year?


Read more


World Safe

Monday, July 6, 2009

Women In Public Showers

The Spanish Red Cross Summit meets


English Red Cross meet 145 years of history, humanitarian aid delivery to human beings, whatever their status, race, religion or ideology. Not for nothing is one of the institutions most valued by the English people in recent years but also one of the largest volunteer organizations in Europe. Read more


World Safe

Letter On Letterhead Community Service

Diferenrtes currencies in major recipients

By Mario Perez Villeda
www.facturasat.com
  • 55-3306 Cel - 5264
  • E-mail:
  • mperez@facturasat.com
The integration of electronic invoicing in Mexico is defined to be generated in local currency. However, in the operation of some companies in particular because its operations are must to be represented in other type of exchange such as dollars, euros, yen, etc;
According to the SAT defined in Annex 20. The description of CFD Digital Tax Receipt in their definition only accept local currency, also the monthly report should be generated is also in local currency.
But what to do if required and is essential to use?
This part is very important to identify the type of company and its requirements that can perform more than 2 alternatives to meet the business requirement of the company.
defined as forex trading.
If your company is not within this sector the following alternative is to do with the label that defined the SAT as
ADDENDA
, for such purpose may make the integration of various fields that include the part of the type of currency exchange rate is determined by the issuing company and according to its internal policies.
Buy the Book Electronic Invoice
Request information.



Mario Pérez Villeda Rights Reserved e-mail: mperez@facturasat.com

Pinky Discharge Am I Pregnant

145 years between Russia and the United States



Russia and the United States held a summit today through next eight days in Moscow, with significantly different objectives while the initial idea is to improve relations between the two superpowers, in what will be crucial to seek constructive dialogue on the control and non-proliferation of nuclear weapons.

Dmitri Trenin, director of the Carnegie Moscow Center, Lilia Shevtsova, a contributor to the domestic policy agenda of the Centre and James Collins, director of the Russia and Eurasia program at the Carnegie and former U.S. ambassador to Moscow, providing a set of ideas and perspectives focus on how the Russians believe that this meeting with Obama, with the points the following key:

  • First, the site at the conclusion, the Kremlin, whose beauty and richness helps to restore the image of Russia as a great power and legitimizes the status quo of the Russian political elite in Country. For the United States, the summit is just a part within a wider plan by which to attempt a closer relationship with Russia to get more cooperation on its part with regard to Iran and Afghanistan but the U.S. missile defense project is certainly a sticking point, although a defensive shield between the two powers together, as proposed by Putin in 2000 would undermine the main Russian argument to justify huge spending on security: that the United States could destroy them.
  • United States and Obama should clarify that they do not want to interfere in the complex dynamics of Russian presidential tandem between Putin and Medvedev, but negotiated with the Russian Government in full.
  • The conflicting interests that divide the political elites of civil society in Russia will be a key challenge as Russian liberals hope that the president has a message for each other.
  • The increased Russian cooperation is likely to lead to allow the transit of NATO troops across Russia and the supply of provisions.

What they have made clear already in Russia is that "Moscow is not Cairo, but a different environment with different expectations." Obama is a celebrity, but do not expect him to give guidelines to name or know what should be the leaders of Russia and his visit can not do much to encourage pragmatic liberal or Russian. "This can only be done inside the country."

For more information: Visit Web

the Carnegie Endowment

World Safe

Do Mice Eat Through Plastic






As you know, we also talk about other websites and resources devoted to the study and analysis of security that your range of research as broad as possible.

This time we talk about Belt Iberica, the number one security portal in English, with whom we are honored you from promoting other partners and contacts, both in the Iberian Peninsula and Latin America, their courses, if Although we are aware that they need because they are sufficiently known to all analysts, scholars and professionals from public and private security.

Belt Supply teaching is probably the best, most comprehensive, professional and higher quality of the current scene in English, but are not other public and private initiatives are undeserved, that is far from what we propose in this site, we advertise in many courses we believe are of interest to our fans, no matter the school or are taught by professional, but the virtual classroom Iberian Belt is today of offering a greater response to the academic interests of professionals, which show with courses in progress:


If you thought it was interesting and see what you think of those who are preparing:

are not all courses in Iberian Belt, have the best experts in law and jurisprudence, history and present of the armed forces and global conflicts, international missions, integrated security, financial, political analysts specialists in military intelligence, etc..

If dais around the Web, which I strongly recommend, do not hesitate to take a look at Belt TV, with interviews, articles, news, events, debates and more.
Belt
The organization is a leader in many areas of security. The protection plans and audits both public and private agencies are responsible for more than three ISO certificates attesting to their high quality management of information security, the very quality and environmental management are credited as one of the most reputable companies and international prestige in the field of global security and emergencies.

Among our links at the top of the Web, I figure the Iberian Belt. Enjoy it as we do and the rest of the links that we put at your disposal. Safe

Monday, June 29, 2009

Business For 10,000 Pesos

Electronic Invoice

By Mario Perez Villeda
e-mail:
mperez@facturasat.com
Mobile: 55-3306-5264

www.facturasat.com
At present there are some sectors in Mexico that have integrated their suppliers to the issuance of digital invoices defined by the SAT. Covering the use of invoices, credit notes and office.
From the beginning many of these companies began to require essential business information on the label ADDENDA defined what is beginning to CFD issuers have to resort to technology companies that can make a ADDENDA This has impacted the major recipients of electronic invoices as some companies of this type must have a solution that allows them to receive validate following previously before accepting a bill from their suppliers:

That the folio is valid and assigned by the SAT.

Uses a digital seal certificate
current request is granted with tax requirements defined in Annex 20

complement already published the SAT as it is the bank statement, retail sector;

There is also now being Figure of PACFD (Authorized Provider for the generation of digital invoices), a company that is required to be certified by SAT as long as do some of the following "off-site of its contractors"


the CFD.
Generation monthly report.

Administration pages.
Administration digital seal certificate.



In this case the issuance of the invoice must also comply with the Add-use Digital tax receipts issued by an Authorized Provider of digital invoices (PACFD) where you use the digital seal certificate service provider and the issuer.
As CFD receiving companies must have an application that can receive information on bills with the following characteristics:



  • Commercial Addenda.
  • Add
  • Concept (the choice of the issuer)
  • used only when an authorized third party. The concept complement.
  • If you require more information
  • contact
Mario Pérez Villeda Rights Reserved e-mail: mperez@facturasat.com

Wednesday, June 24, 2009

Country Rustic Wedding Ideas

Iberian Belt Remains of the Revolution Iranian


Iran is at a bad time. The Revolution of the Ayatollahs is saturated and perhaps it is time for profound change in their institutions if they want to be at the forefront and not be considered by the rest of the world as a threat.


The popular revolt motivated by electoral fraud aroused deep sensitivity of the Iranians. They crave freedom and know that in the current situation, it is very difficult to achieve.


What remains of the Iranian revolution that overthrew the authoritarian regime of the Shah of Persia?


Why a dictatorship was changed to another and it seems that if not resolved soon the outbreak of a new revolution could ignite the area.


Read more

Tuesday, June 16, 2009

Invitation Wording 18th

NOM 151, What is it and how it works


NOM 151 Trade Practices

conservation message (contracts, agreements or commitments)

  • By Mario Pérez Villeda
  • www.facturasat.com
  • Mobile Phone: 55-3306-5264 E-mail
  • : mperez@facturasat.com
  • According to the NOM 151 SCFI 2002 sets out the considerations that should be used to protect consumer interests and should observed for the conservation of data messages such as agreements, contracts or commitments.





According to Articles 34, 39, 47 and 23 published on September 28, 2001 defined the guidelines whose content should be kept full and unchanged from the generation that should be accessible.


  • Same security used to ensure the integrity and authentication using:
Electronic Signature

digital seal certificate.
Traders
canning
Who will messages.
information is to be preserved in 1 or more different files and / or other computers. Well as be able to migrate to a digital form.

Where should generate partial files to post ASN1 and contain:

A. - filename.

B. - File type

C. - Content therein.

This in turn will carry a digital short.

Same is calculated according to the partial file or partial file using MD5 digest method (Cryptography).

Electronic File

ASN1 It creates a message containing the following information:

A. - Name the file (which is equal to the name that identifies initially).

B. - An index that contains the name and summary of each partial file is part of the record.

C. - Identification of the PSC (Lender of NOM 151).

D. - Your digital signature.

This in turn will generate the record of the document and / or electronic documents, images, etc,.

Obtaining

constancy

record is received by the service provider 151 NOM who is responsible for issuing the record in ASN1 format.

The resulting file can be sent as an attachment by email and / or published on the Web.

"How is a record?.

The lender will form a record ASN1 format containing:

a. - name of the file where it will

stored records. b. - The record sent by the system.

c. - Date and time of creation of the record.

d. - The identification of the provider of the NOM.

e. - Your digital signature.

As you can verify authenticity.

To validate a record is made as follows:

1 .- verify the digital signature of the provider.

2 .- Check the operator's digital signature on the record contained in the record.

3 .- Recalculate included partial file.

ASN1 definition

It identifies the different file types

is

digital signature applied

He integrates the timestamp in the date format and time in GMT format or IMT

folio is applied user

And it generates the name of the record.

you require further information contact:

Monday, June 15, 2009

Whats Discharge Like Pefore Period

Electronic Signature Model

be enlarging on this subject which is one of the pillars in Decree 47-2008, Act for the recognition of communications and electronic signatures.

Is that the same digital signature and electronic signature?
No, same thing. At first I thought yes, but looking for references found in several laws, has defined a digital signature and electronic signature. This digital signature that makes use of cryptography (in whole or part the message), thus ensuring the authenticity, integrity and non repudiation of the message.

To further clarify the definitions here:

electronic signature (copied verbatim from the decree 47-2008, section definitions )
data in electronic form in an electronic communication affixed to or logically associated with, that can be used to identify the signatory in relation to communication electronics and indicate the signatory's approval of the information contained in electronic communication.

For data could refer for example, a sound or mark that they are adhered to or associated with the document in order to indicate authenticity (intention to sign).


advanced electronic signature (copied verbatim from the decree 47-2008, section definitions)

electronic signature that meets the following requirements:

a) Be linked to the signatory only.

b) Allow the identification of the signer.

c) have been created using means that the signatory can maintain under his sole control.

d) be linked to the data referred to so that any subsequent change of the data is detectable.

With this we can conclude that the digital signature is a type of electronic signature ensures the authenticity and integrity of the message.

Tuesday, June 9, 2009

What It Means When A Scorpio Male Approached Me?

Electronic Invoice Evolution in Mexico (June 2009)

By Mario Perez Villeda
  • www.facturasat.com
  • e-mail:
  • mperez@facturasat.com
  • Mobile Phone: 553306-5264
  • Since beginning the project
    digital invoices have been nearly 5 years after operation nationwide.

    The initiative of the Electronic Invoice defined by the SAT was defined optional, however in the course of time is an evolution that should be adopted in different types of taxpayers.

    A living example is what has happened with the primary sector that previously had been using the model of AUTO BILLING facility has now been repealed and are forced to use a PACFD authorized by the SAT for Electronic Invoice. This type of process to make the AUTO CHECK PACFD is contemplated that the entity responsible for the administration of the folios, the stamping of digital invoices from both the primary and the service provider.

    should generate 2 impressions of such receipt to be signed by the producer and the deduction can be made of this proof of the flat tax.

    Another example can be seen was that of models of self printers who had the facility perform the billing on their own to meet the requirements of Art. CFF 28 and 29, which struck down where the alternative was to return to the pre-printed forms (Print Authorized SAT) and / or use electronic billing.

    self The universe is about 1,200 printing companies that were in this model where 80% of them migrated to a CFD solution.

    market alternatives in terms of electronic invoice solutions focus on 3 models:

    Sale system (software)

    Service Income (Outsourcing)

    Develop your application

    Where the companies are using service providers for the short time of implementation. Since most companies believe that their critical sales information can be known by others.

    But as has been acceptance of electronic bill now?

    Different industries have taken the issue of electronic bill allowing them to make big profits:

    • per print cost reduction, messaging, backup, search.
    • Process Automation.
    • Times.

    However There are some fine points that have not been considered by some companies that are doing their issuance and / or reception without meeting the basic rules such as:

    If electronic invoice is generated should the be for all customers (only financial statements that dictate what can be done.)

    The folio of bills is provided by the SAT in all series and must begin with # 1.

    • must report monthly to all CFD force or canceled.
    • must use the Digital Certificate Seal not the electronic signature.
    • If you hire a service by a third, it must be certified by the SAT.
    This does not relieve them of taking an accounting system.

    On the other hand we found many companies receiving CFD do not know how to validate that the above is that made by the issuer properly.

    • Another major points that have been detected in models of integration of electronic invoices with business partners is that they are using intermediaries that are affecting that if they want to receive mail directly and bill the force to recruit half of connection with them, coming to repeal every invoice sent or received costs ranging from 0.78 cents to 2 dollars per invoice. what is represented by information transfer costs.
    • The healthiest for this type of exchange is to use secure communications protocols such as secure Internet AS1 AS2, AS3, AS3, Web_Service, S / FTP, http, http / s.
    • If you have questions and want to implement a project as successful digital invoices purchase the book
      electronic billing.

    Mario Pérez Villeda Rights Reserved e-mail:

    mperez@facturasat.com

    Tuesday, June 2, 2009

    How To Access Bag Pok

    Legal Marketing

    refers to the way it used to be used to promote e-commerce site, the most common are the traditional marketing and e-marketing is essentially exactly the same, simply means that changes.

    Traditional marketing is the root, the Internet is a communication tool, so that internet marketing is to break paradigms and apply traditional marketing solutions using new tools to create more value [ 1]. E-marketing, under the support of the new information and communication technologies, involves making promotion of product or service online.

    are many ways to reach our customers. Some of the ways used today to generate traffic on our website include: banners (image ad), e-mail marketing that improperly can soon become spam , and most importantly, word of mouth. There are statistics that indicate that if a person is well attended it will disperse the information to their relatives and close friends, like a well-known success story we can quote: google.com.

    support tools and technologies in the strategy to promote e-marketing:

    a) Specialised sites: sites dedicated to promoting other companies, generally have search tools for easy access to products and services of its advertisers

    b) Blog : The importance of the blog is the discussion that is generated within them. For example the release of a new cell phone, may be subject to discussion topics on quality, design, usability, size and weight could be commented by the user community.

    c) Chats : o also known as chat room . Unlike the blog, this is generated in real time. This means that users are having a conversation at the same moment in time.

    d) Newsletters: A newsletter is a publication that is generated on a regular basis . E-newsletters are used usually to present news and new discoveries of a topic of interest

    e) Mailing lists: A mailing list is a group of users who usually join in order to share experiences and discuss topics of local interest (group) .

    References
    [1] Hugo Díaz, Strategic Marketing Internet. Guatemala: Seminar on "Business Opportunities for SMEs through e-commerce", 2005.