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legal model refers to the set of laws and agreements that somehow contribute to the regulation of e-commerce. In Guatemala, the first since last October 2008 decree went into effect from 1947 to 2008, Law for the recognition of communications and electronic signatures.

imporant elements Decree 47-2008

1. Digital Signature: The digital signature can be defined as an electronic data stream (bits) obtained by applying to one message in an algorithm (mathematical formula) or asymmetrical encryption public key, which is functionally equivalent to the signature in order to identify the author of that be the message [1]. The digital signature is then a set of characters attached to the message being sent and will serve as an identifier of authorship.

2. Promoting Electronic Commerce: legal validity is granted to all types of communication or transaction by electronic means which will give greater security to the consumer.

3. Certification Authorities: The third and final element in question refers to the certification units. A unit of certification is a trusted, responsible for issuing and revoking digital certificates or certificates, used in electronic signatures, for which uses public key cryptography [2].

References

[1] Tuguialegal.com. What is and what is the digital signature. Available: http://www.tuguialegal.com/firmadigital1.htm .

[2] Wikipedia.org. Certification Authority. Available: http://es.wikipedia.org/wiki/Autoridad_de_certificaci% C3% B3n .

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Model Model Model

How do we get the profits?, Billing model explains the different options that you have to perform this task.

billing model refers to the way the company will make its charges for the provision of a service or the sale of a product. As one of the main problems have stopped the growth of e-commerce is the fear that there to shop online, this is due mainly to the consumer in Latin America is not accustomed to paying for something that has not touched. This is one of the challenges that must be overcome if e-commerce can make boom in the countries of the region.

Models for e-commerce receipts

• On request: Payment is made when the product or service is delivered. When it comes to providing a service usually runs the company providing this action.

• Credit Card payment mechanism is the most widely used in electronic transactions are concerned, this because of the flexibility it provides. At the time of purchasing the product or service, the company contracted to provide this fee deducted a percentage of the sale. In a survey conducted by AméricaEconomía Intelligence (AEI), the community of readers AméricaEconomía showed that 71.6% of users in Latin America prefer credit card payments for Internet, followed by debit card ( 9.5%), payment on delivery (8.3%) and bank deposit (8%). The outlook for the industry are betting that the weight of credit cards in total payments in electronic commerce continues to grow [1].

• Cumulative Balance: From the standpoint of the buyer is the same, as long as it holds an account of the company that made the recovery. In this case both the buyer and the seller must have an account where your bank account associated with the company that made the recovery. The buyer, in most cases, will not suffer surcharge for using this service. Instead it is the seller that a percentage will be debited to require money from the sale of the product or service.

References

[1] beta.americaeconomia.com. Report on e-commerce in Latin America. Available: http://beta.americaeconomia.com/Multimedios/Otros/1898.pdf

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billing business model gains

Following the line of the business plan, it is time to describe the common ways to make money Internet, that is, the revenue model.

The revenue model refers to the way in which the company will make money (profits) from selling a product or service. There will be four models to describe, these are: transaction, subscription sales and advertising.

• Transaction: Using this model, the company receives a percentage of money for some activity in the Website. This model is common in which the company operates as an intermediary. Examples: ebay, gubiz, and any online market.

• Subscription: Using this model, the firm receives profits by affiliates subscription right to receive any service. Internet communications, a client might receive publications, letters, articles and statistics. Example: sites dedicated to selling statistics.

• Sales: Using this model, the company earns from the sale of a product or service to their customers. Unlike the transaction model in This model receives all or a substantial amount of product price and / or service. For example: Amazon.

• Ads: Using this model, the company receives a certain percentage of ads from other companies on its Web site. This model is used by companies engaged in promoting and positioning of Internet sites. Gmail, and most social networks.

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you ever read or heard about the B2C or B2B?, On-line trading and they refer to different ways of doing business there. As a "plus" talk about what the B2G.

business model relates to how to conduct transactions in e-commerce refers specifically to the participants involved in the commercial transaction. The models are: business-end consumers (B2C ), between companies (B2B ) and between final consumers (C2C ).

technology has also helped with the development of these models. The following 2 models that have arisen from the use of new technologies:

• M-commerce: The model m-commerce (mobile-commerce) took the traditional models of e-commerce and technology moves to networks wireless. Can be defined as: Any economic value transaction using a wireless communications network [1].

• P2P: the nature of P2P is that the information is available to everyone. Point-point model or P2P (peer to peer) is similar to C2C with the difference that in this model there is no intermediary, being this the main disadvantage.

What is B2G?

The English translation of B2G is "business with government." Basically, you make trade between companies with government. It is similar to B2B, what changes is the sector which is transacting commercial. For example, in the case of Guatemala, called the system "Guatecompras ( www.guatecompras.gob.gt ) is a portal to link suppliers and / or services to state institutions. The system works as follows: when a state institution required to purchase a product or acquire a service, they get the specifications for the system (what is known as an event ). Then depending on the category, we invite the companies registered to bid (which makes the system automatically.) The companies make their offers, and then indicate the winner of the event.

As an added benefit, the system makes the purchases are made in a more transparent, as through this you can verify which company was awarded the event and at what price.

References

[1] Aguilar Sánchez, Edwin. "Mobile e-Commerce " Guatemala: Lecture given at the Faculty of Engineering. 2006

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Main elements of a business plan

there ways very different to write a business plan, however, there are key elements that should not miss. Based on my experience, the following describes the main elements:

• Business model: The business model refers to how the business plans to carry out transactions. (For example sets, which is the market segment is expected to sell).

• Sample collection: The collection model refers to the way the business expects to collect from the sale of the product or service.

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• Model: Describes how the business plans to make money for their operations.

• Description of product or service, competitive advantages are shown product or service. Besides that it is profitable.

• Industry Analysis : It indicates niche market, direct and indirect competitors and substitute products.

• Organizational structure: This indicates the management team and the units (departments) to which the business account.

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models for implementing e-commerce e-Commerce

begin to define the first model, which I perceive to be defined so that an SME can implement e-commerce platform. Business model.

During the late 90's many companies, primarily in the United States decided to implement e-commerce systems as an activity entrepreneurship, however, many efforts were closed because the focus at that time was to invest in technology purely neglecting the business.

For 2000, the vision changed. Many companies decided to invest further resources to implement e-commerce platforms, the difference from the previous experience was that this time the factor was not essential technology rather it was to have a broad knowledge of business (x), this is achieved through a business model.

business model is a set of planned activities designed to identify perceived benefits sales in a [1]. One company described its business model from a business plan. Some of the definitions given by several authors, for a business plan are:

"A business plan is essential when undertaking any enterprise. This places all the ideas and research in an organized report that serves to explain the nature of the business "[2].

"It is the administrative and financial plan for a new company and used for the successful operation of a business alliance. Explains specifically how it will operate a business and the details about how to capitalize, manage and advertise a business "[3].

As you can see, is very important to draft the business plan prior to initiating any trade, and of course, can also be written when the company is already established. In this case, the business plan will serve to redefine objectives, goals and needs, and to request additional loans or investments for expansion and / or special projects [4]. In the next section will describe the basic components is to keep a business plan, this according to the literature I've found during the development of this work.

References:

[1] Kenneth C. Laudon et al. E-Commerce: Bussines, Technology, Society. USA: Addison Wesley, 2002.

[2]. Vault.com, The Vault Guide to Starting your own bussiness. Available: http://www.vault.com

[3]. Sba.com, the business plan. Available: http://www.sba.gov/espanol/Biblioteca_en_Linea/plandenegocios.html , accessed June 26, 2007.

[4] GestioPolis.com, How to prepare a business plan. Available: http://www.gestiopolis.com/canales5/comerciohispano/118.htm , accessed June 26, 2007.

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vs. e-Business and Trade ICT

What are the differences between traditional commerce and e-commerce?, Can you use either e-Business and e-commerce?, This post will clarify these and other questions .

As expressed in the previous post, e-commerce definition I have adopted is "commercial transactions between organizations (companies) and individuals for digital media (mostly Internet) where there is necessarily an exchange of value in return for a product or service. " It has identified several features that are unique given the nature of electronic commerce, these are [1]:

1. Ubiquity: is available anywhere, anytime.
2. Global Reach : As such there is no limit in terms of market space is concerned, since it is not in a specific geographical location.
3. Wealth of information: The term refers to the amount and form of information that can be given to deliver a message.
4. Interactivity: necessarily communication is two way between vendors and buyers (in the case of radio or television does not have this capability).
5. Customizing : Sellers are able to set a message to a specific user segment. This feature is possible to have the ability to store information on buyers as past purchases, personal interests, age, etc.

Can use either e-commerce and e-business?

The answer is No. It is very important to distinguish the difference between e-commerce and e-business because they are different terms. Sometimes referred to as being the same concept, but this is a mistake. The term e-business involves the set of transactions for digital media where there is no exchange of value (Laudon, 2002), ie the set of transactions that are not commercial. Furthermore, the electronic trading platform may be contained in an electronic business system. The typical example, suppose we have two companies, the company "A" which is dedicated to the sale of particular products and company "B" which is the company producing the product it sells the company "A". When there is strong demand for the product, the company "A" performs the required application to the company "B". Seen from this perspective, the e-business platform would exist at the time the application for the order, placed by the company "A", is made by digital media (primarily the Internet. It could even be automatically in the event that Both systems were connected). As a strategy of e-business can be conducted on electronic trading system. Figure 1 serve to illustrate the above.

Figure 1. E-Business and e-Commerce

An e-business e-commerce becomes the instant in which the system allow any transaction of a commercial nature where there is necessarily an exchange of value (money).

References:
[1] Kenneth C. Laudon et al. E-Commerce: Bussines, Technology, Society. USA: Addison Wesley, 2002.

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e

As explained above ICT can support SMEs to create opportunities. This installment gives the definition of electronic commerce or e-commerce, strategy used in a good way can be used to generate value.

Several authors have tried to su definición de lo que es comercio electrónico, algunos de ellos lo han descrito de la siguiente manera:

“Podemos definir el comercio electrónico como cualquier forma de transacción comercial (no sólo comprar y vender) en la que las partes interactúan electrónicamente en lugar de por intercambio o contacto físico directo. También podríamos hablar de negocios electrónicos, que es más general y reservar el término comercio para las compras y ventas por Internet” [1].

“El uso de Internet y la Web para llevar a cabo negocios. De manera más formal, se centra en realizar transacciones comerciales por medios digitales entre organizaciones e individuos. Commercial transactions for digital media including the entire set of transactions made by digital technology. Performing most occurrences on the Internet. Business transactions include the exchange of value (eg money) between organizations or individuals in return for a product or service "[2].

"Electronic commerce refers to sale or purchase of goods or services through the Internet. Includes: getting estimates and quotes, negotiation, orders and contracts [3].

"Electronic commerce is a way to make transactions in goods and services through the use of electronic means (...) The fundamental characteristic of electronic commerce is that recruitment, ie the offer and acceptance thereof, are carried on - line, there's alternative payment made also on - line "[4].

The definition proposed by the Commission of European Communities indicates that electronic commerce is to conduct business transactions electronically, ie any activity in which businesses and consumers interact and do business with each other or with government electronically [ 5].

The definition I have adopted e-commerce is "business transactions between organizations (Companies) and individuals for digital media (mostly Internet) where there is necessarily an exchange of value in return for a product or service. "

to note here today. In the next post I will explain the difference between e-commerce and e-business, also cite some of the features that distinguish it from e-commerce in the traditional way.

References:

[1] Serrano Cinca, C. Electronic Commerce in the departments of a company, Available: http://www.5campus.org/leccion/econta , accessed June 21, 2007.

[2] Kenneth C. Laudon et al. E-Commerce: Bussines, Technology, Society. USA: Addison Wesley, 2002.

[3] Calderón, Carlos Francisco. Electronic Commerce. Guatemala: Seminar on "Business Opportunities for SMEs through e-commerce", 2005.

[4] Mercadolibre.com. Defining electronic commerce. Available: http://guia.mercadolibre.com.co/1-concepto-general-comercio-electronico-4964-VGP , accessed June 21, 2007.

[5] Communication from the Commission European Communities to the Council, the European Parliament, the Economic and Social Committee and the Committee of the Regions on European e-commerce initiative. Brussels, 1997. pp. 7 to 10.

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ICT and SMEs (Part II)

In the first part of this topic, given the definition of ICT and SMEs. There was also talk a bit about the impartancia with SMEs within society. In this section we present some of the profits earned by an SME to make use of ICTs.

Using ICT

necessarily entails the digitization process by which bits are encoded into information flows, communications and coordination mechanisms, whether in the form of text (blogs), audio (mp3), voice (podcast), pictures or other means (eg video-youtube-). There are various areas where ICTs can be well used in a company, these being some of them [1]:

• production and / or services: Seeking efficiency, ensure consistency, implementing metrics, to provide differentiation , improve productivity and improve working conditions.


• Business Management: Marketing and business intelligence, customer (CRM), electronic shopping, digital promotion, online sales, electronic receipts, business continuity.

As a result of the use of ICT, created what is known as e-services. E-services is the result of digitization of joint activities in society, eg public administration, business, education, marketing, among others. The difference is the means and the capabilities it offers to communicate.

ECLAC (Economic Commission for Latin America) in its report: "The path towards the information society in Latin America and the Caribbean" and describes three basic characteristics necessary (strata) that a country needs to start what is known as "scanning process, they are: stratum

• horizontal: The first point concerns the physical infrastructure, also called horizontal layers, composed of all physical infrastructure ( network) and programs that will be the means to carry and present information. Stratum
• vertical: On the second point, also known as vertical layers, the goal is to digitize the flow of information and communication in different spheres of society, including business, trade, public administration and other . When sector flows of information and communications are based on electronic networks is often postpone the suffix "-e" to the name of that sector, or we add the adjective "electronic" (for example, "E-Commerce" or " electronic commerce).
• Finally, in addition to vertical and horizontal strata there is what is known as diagonal layers formed by the regulatory frameworks that foster and provide the field of new forms of behavior, the funding mechanisms that support the diffusion of these technologies and their application, and human capital. Figure 1 outlines the above.

Figure 1

References [1] Mora, Alexander. The new technologies of information and communication technologies (ICT) in enterprises. Guatemala: Seminar on "Business Opportunities for SMEs through e-commerce", 2005.

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ICT and SMEs (Part One)

Over time, the research process has led me to read various literature sources. I begin this post with two important definitions and ICT SMEs. As

a general definition, we can consider an SME as "a type of company with a limited number of workers and a relatively moderate level of turnover [1]. I have found that this definition varies by country. For the Guatemala case, according to Deputy Minister of the MSME (Ministry of Economy) is considered an SME as a company where the number of workers, with participation by the owner, is more than twenty-five and less than sixty. I have no exact figure, but in Guatemala, there are a considerable number of SMEs many of these are in the capital.

As noted, SMEs play a very important role in each country mainly due to the generation of employment and economic activity for the state produced results such as tax collection. In a globalized world, the challenge for all SMEs is to be more productive and competitive with fewer resources to large enterprises. One way to accomplish this is through technology adoption.

In a report to the Constitutional Congress of Costa Rica, José María Castro Madriz stressed the importance of ICT adoption: "... countries that do not use science and technology as guides in their companies, will remain neglected and shall be subject to the development of others, because in societies today, those who use more knowledge and wisdom, will be those who achieve advantages over other ..."[ 2]. The definition of ICT that will use from now on, when referring to ICT is: "technological systems through to receive, manipulate and process information, and facilitate communication between two or more partners. "

Okay, so far the first part of ICT and SMEs. In the next section will try to end it. Then we will move to theme e-commerce. I leave you with a video that I found interesting.

References

1. Melt. Environment Indicators for Small and Medium Enterprises (SMEs) in countries founded. Panama: Fundes, 2002.

2. Mora, Alexander. The new technologies of information and communication technologies (ICT) in enterprises. Guatemala: Seminar on "Business Opportunities for SMEs through e-commerce", 2005.

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try to be as short as possible. I was taking the second half of 2005, then was enrolled in the seventh semester of my degree (Engineering Science and Systems USAC)

"Everyone who has attended this activity and submit your abstract will receive 3 points net of course," were the words of Mr. Lee's invitation after us on a seminar organized by Mineco in conjunction with other organizations. It is curious, as several activities at one time thought there would not have much significance then become part of us. That seminar was named "Business Opportunities for SMEs through e-commerce", were two-day exhibition at the premises of Intecap. That seminar was the first contact I had with e-commerce and ICT as a development tool for MSMEs (micro, small and medium enterprises).

It's time to choose a theme to do my final year project (thesis). Like most, I had no idea what topic I could choose. Started to investigate streaming technology is used, for example, to transmit video youtube. My idea was to make a comparison between different players, and then choose and present the best option. Windows Media, Real Player and Flash technologies were intended to compare. I had several disadvantages, including finding a consultant (or knowing someone who specializes in this area.) Addition the idea of \u200b\u200bmaking a comparison had generated after reading some of the arguments already made, so if we see it from a cold, would not have much relevance or impact. What to do about a situation?, Shortly after I received a letter from the engineer in charge of reviewing my work. After an email conversation we agreed to discuss my proposal. "Sorry, but as I recall there is already a topic similar to your proposal in the thesaurus thesis, why not think about an issue that has to do with SMEs and ICT, I will gladly support him if so I can . " These were the first words I had with me the PhD thesis advisor. Javier Gramajo.

Together we have been working for more than two years define the objectives, purpose and scope of work and as he told me, the pace of work is puts the student. I think it is very important Reconco I have had growth over this period in many aspects of my personal life. Furthermore, as a first result of work done, I present the conference I had the pleasure of imparting the Student Congress of Engineering Science and Systems (Coecys 2007). Here you will see in more detail matters relating to my graduate work.

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