How do we get the profits?, Billing model explains the different options that you have to perform this task.
billing model refers to the way the company will make its charges for the provision of a service or the sale of a product. As one of the main problems have stopped the growth of e-commerce is the fear that there to shop online, this is due mainly to the consumer in Latin America is not accustomed to paying for something that has not touched. This is one of the challenges that must be overcome if e-commerce can make boom in the countries of the region.
Models for e-commerce receipts
• On request: Payment is made when the product or service is delivered. When it comes to providing a service usually runs the company providing this action.
• Credit Card payment mechanism is the most widely used in electronic transactions are concerned, this because of the flexibility it provides. At the time of purchasing the product or service, the company contracted to provide this fee deducted a percentage of the sale. In a survey conducted by AméricaEconomía Intelligence (AEI), the community of readers AméricaEconomía showed that 71.6% of users in Latin America prefer credit card payments for Internet, followed by debit card ( 9.5%), payment on delivery (8.3%) and bank deposit (8%). The outlook for the industry are betting that the weight of credit cards in total payments in electronic commerce continues to grow [1].
• Cumulative Balance: From the standpoint of the buyer is the same, as long as it holds an account of the company that made the recovery. In this case both the buyer and the seller must have an account where your bank account associated with the company that made the recovery. The buyer, in most cases, will not suffer surcharge for using this service. Instead it is the seller that a percentage will be debited to require money from the sale of the product or service.
References
[1] beta.americaeconomia.com. Report on e-commerce in Latin America. Available: http://beta.americaeconomia.com/Multimedios/Otros/1898.pdf
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