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legal model refers to the set of laws and agreements that somehow contribute to the regulation of e-commerce. In Guatemala, the first since last October 2008 decree went into effect from 1947 to 2008, Law for the recognition of communications and electronic signatures.

imporant elements Decree 47-2008

1. Digital Signature: The digital signature can be defined as an electronic data stream (bits) obtained by applying to one message in an algorithm (mathematical formula) or asymmetrical encryption public key, which is functionally equivalent to the signature in order to identify the author of that be the message [1]. The digital signature is then a set of characters attached to the message being sent and will serve as an identifier of authorship.

2. Promoting Electronic Commerce: legal validity is granted to all types of communication or transaction by electronic means which will give greater security to the consumer.

3. Certification Authorities: The third and final element in question refers to the certification units. A unit of certification is a trusted, responsible for issuing and revoking digital certificates or certificates, used in electronic signatures, for which uses public key cryptography [2].

References

[1] Tuguialegal.com. What is and what is the digital signature. Available: http://www.tuguialegal.com/firmadigital1.htm .

[2] Wikipedia.org. Certification Authority. Available: http://es.wikipedia.org/wiki/Autoridad_de_certificaci% C3% B3n .

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How do we get the profits?, Billing model explains the different options that you have to perform this task.

billing model refers to the way the company will make its charges for the provision of a service or the sale of a product. As one of the main problems have stopped the growth of e-commerce is the fear that there to shop online, this is due mainly to the consumer in Latin America is not accustomed to paying for something that has not touched. This is one of the challenges that must be overcome if e-commerce can make boom in the countries of the region.

Models for e-commerce receipts

• On request: Payment is made when the product or service is delivered. When it comes to providing a service usually runs the company providing this action.

• Credit Card payment mechanism is the most widely used in electronic transactions are concerned, this because of the flexibility it provides. At the time of purchasing the product or service, the company contracted to provide this fee deducted a percentage of the sale. In a survey conducted by AméricaEconomía Intelligence (AEI), the community of readers AméricaEconomía showed that 71.6% of users in Latin America prefer credit card payments for Internet, followed by debit card ( 9.5%), payment on delivery (8.3%) and bank deposit (8%). The outlook for the industry are betting that the weight of credit cards in total payments in electronic commerce continues to grow [1].

• Cumulative Balance: From the standpoint of the buyer is the same, as long as it holds an account of the company that made the recovery. In this case both the buyer and the seller must have an account where your bank account associated with the company that made the recovery. The buyer, in most cases, will not suffer surcharge for using this service. Instead it is the seller that a percentage will be debited to require money from the sale of the product or service.

References

[1] beta.americaeconomia.com. Report on e-commerce in Latin America. Available: http://beta.americaeconomia.com/Multimedios/Otros/1898.pdf